First National Bank, established in 1864, provides sophisticated financial products with a community banking touch. F.N.B. Corporation has diversified lines of business to meet all consumer and business financial needs including banking, wealth management, consumer finance, insurance, merchant banking and commercial leasing. With 250 community bank offices located throughout 46 counties in Pennsylvania, Ohio, Maryland and West Virginia. First National Bank was also a winner of six 2012 Greenwich Excellence in Banking Awards, including National Winner for; Overall Client Satisfaction in Small Business Banking. If you haven't now is the time to restructure any debts you may currently have both personal and business. Please feel free to contact our Pleasant Hills (412-653-1005) or Bethel Park (412-831-3600) locations for a comprehensive loan review. We can compare what you currently have and give you an estimate of how much you can save on a monthly basis. Our loan rates are very competitive and most of our current loan specials waive the closing cost. Currently our consumer loan rates are 1.99% and our business loan rates 2.99%. We would appreciate the opportunity to meet you and learn more about your business. Please contact JoAnn Horgos for further information. 4/11/13